OTD and F&I Calculator

A walk-in customer asks for an out-the-door price with their trade-in, and the salesperson needs hard numbers immediately.

In a traditional workflow, the salesperson walks to the sales desk, waits for a manager, and returns minutes later with a hand-written figure. By then the customer is second-guessing the deal.

Sky Scale's Sales Calculator pulls the vehicle from live inventory, applies the customer's state, trade, and down payment, and generates a full OTD with payment options in under sixty seconds.

A phone lead asks for a payment quote on a vehicle they saw online but cannot visit the dealership for several days.

A verbal quote drifts in memory and cannot compete with a competitor's written quote. Without something professional in the customer's inbox that night, the lead goes cold.

The salesperson pulls the vehicle in the calculator, enters the lead's state and down payment, and emails a branded OTD and payment breakdown on the spot.

A finance manager is structuring a deal that involves negative equity from a trade-in and a specific monthly payment target.

Juggling trade payoff, down payment, and term length mentally in front of a customer risks quoting the wrong payment and losing trust.

Sky Scale takes the vehicle price, negative equity, cash down, and term length, then instantly shows multiple payment tiers and the minimum cash needed to hit the target payment.